Pazy
See every rupee before it leaves.
All your spends on one platform. AI checks every bill, budgets flag overspend, and you pay straight from your bank.
- Live in under a week
- SOC 2 Type II
- Data stays in India
- Vendor bills₹1,21,00,000
- Corporate cards₹31,60,000
- Business UPI₹19,80,000
- Reimbursements₹11,50,000
Needs you
An illustration of the Pazy dashboard.
Hundreds of Indian businesses run their spends on Pazy
Money leaves your company five ways.
Most founders see each one somewhere different. Pazy puts all five behind one set of approval rules, on one screen.
Control, without being the bottleneck.
You decide the rules once. Pazy enforces them on every bill, card and payment, and only brings you what needs you.
- Raised by operationsRohan, 10:12
- Checked by financeMaker-checker passed
- You approve anything above ₹2,00,000Your rule, set once
You approve what matters. The rest runs on your rules.
Set who signs off on what, once. Maker-checker is enforced, and nothing is paid without the right approval.
Budgets that warn before the overspend.
Every approved bill lands on its budget line by itself.
AI reads every bill before you see it.
Duplicates, GSTIN, tax, TDS and changed bank details, checked on every invoice. It recommends; a person decides.
Ask your spend a question.
Plain English, answered from your own bills and payments by Pazy Intelligence.
Sample vendors, bills and amounts.
Pay from Pazy, not from five bank portals.
Pazy connects directly to your existing current accounts. Approve and pay from the Pazy web or mobile app. No bank logins, no portal hopping, no AP files to upload.
- Every account, one screen. Balances across all your banks and entities, side by side.
- Single, bulk or partial. Approved bills turn into payments in a click.
- Vendors stop calling. Each one is emailed the invoice reference, date and UTR.
NarasimhanSenior Finance Manager, Freo/Moneytap- Acme TradersUTR ICIC0004821339Paid, UTR sent
- Northfield CloudUTR ICIC0004821340Paid, UTR sent
- Sixteen Bricks MediaUTR ICIC0004821341Paid, UTR sent
Illustration. Works the same on the Pazy mobile app.
One login for all of it.
Bill Pay, Ask Pazy AI, corporate cards and business UPI, as they look in the product.
What you stop doing.
- Approving payments on WhatsApp at 11 pm.Approvals follow rules you set once. You see only what's above your limit.
- Logging in to three bank portals to pay a vendor.Approve and pay from Pazy on the web or the mobile app. No bank login, no AP file.
- Paying the same invoice twice.Duplicates are held before anyone can approve them.
- Finding the overspend in the month-end MIS.Budget owners are emailed at 50, 80 and 100% — the day it happens.
- Chasing the team for bills and receipts.Bills arrive by email, WhatsApp or Slack and are read at 95% accuracy.
- Waiting on the CA to close the books.Everything posts to Tally or Zoho Books as it happens.
“Pazy enabled excellent customer experience with lot of control to manage payables for Inito across 3 countries. Pazy's products are user-centric, meeting users where they already are — Slack, mail, WhatsApp.”
“We have been using Pazy for the past one year to automate our accounts payable… we don't have to manually record each and every transaction.”
“Pazy is what we were looking for but didn't know existed… Our team members love it.”
Your bank. Your books. Our checks.
Your approval rules, enforced
Maker-checker on every payment, and only your designated signatories can release money — by amount, vendor, entity or department.
Audited security
SOC 1 Type II, SOC 2 Type II and ISO 27001, audited independently.
Data stays in India
Hosted in India, with every step on the record: who raised it, who approved it, when it was paid.
See it on last month's spends.
30 minutes with our team, on your own bills, cards and approvals. Pick a time right after this form.
- Live in under a week, with no history to migrate
- Keeps Tally, Zoho Books or NetSuite exactly where it is
- One platform for bills, cards, UPI and reimbursements
What founders ask first.
We already run on Tally. Do we have to change anything?
No. Pazy posts every bill, card spend and payment to Tally as it happens — or to Zoho Books, NetSuite, Oracle Fusion or Odoo. Your CA keeps working where they work today.
How long does it take to go live?
Under a week for most teams. We set up your approval rules and ERP sync with you; nobody has to migrate history.
Our finance team is two people. Is this too much?
It's built for small teams. Bills are read automatically at 95% capture accuracy, approvals route themselves, and the books update on their own — so nobody types an invoice in by hand.
Do I still need to log in to my bank to pay?
No. Pazy connects directly to your existing current accounts at 10+ banks, including HDFC, ICICI, Axis and Kotak. Approve and pay from the Pazy web or mobile app — single, bulk or partial — and Pazy sends the instruction to your bank, confirms it and emails each vendor the UTR. You keep the same bank accounts.
Does the AI approve or pay anything on its own?
No. The checks on every bill — duplicates, GSTIN, changed bank details — flag and hold; a person always approves. Budgets warn, they don't block. The per-invoice review agent is an add-on; the flags come with Bill Pay.
Is it safe?
Payments go out through direct integrations with your bank, with maker-checker on every payment. Pazy is SOC 1 Type II, SOC 2 Type II and ISO 27001 certified, and your data stays in India.