Pazy for Construction & EPC

Every site. Every vendor. Every rupee, accounted.

From the diesel paid at the gate to the RA bill matched against its PO — Pazy runs petty cash, vendor payments and the books for India's builders.

8 sites, zero cashAtmos Lifestyle runs every site payment on Pazy
15 sites, one accountGM Buildcon's petty cash flows through one UPI ledger
4,000 bills a monthprocessed by EPC teams on Pazy — matched before paid
Builders and EPC teams run site payments on Pazy
Atmos Lifestyle Manyata Developers RTCCS Aarov BuildMart Siddhi Developers
A day on site, in money

Construction money moves fast. Now the books keep up.

One Tuesday at one site — every rupee captured, matched, approved and posted the moment it moves.

06:40Site UPIDiesel for the JCB

₹18,500, inside Site 7's cap.

09:15GRNCement truck at the gate

400 bags logged against PO-2214.

11:05CaptureRA bill #14 on WhatsApp

Read at 95% — lines, GST, retention.

14:303-way matchRate deviation: +4%

Flagged before approval, not after payment.

16:00ApprovalCFO approves from the highway

On a phone, PO and GRN attached.

18:00BooksPosted to Tally

Site 7's P&L already knows.

Petty cash & site UPI

Lakhs in a duffel bag is not a payment system.

Every site gets its own virtual account, with its own daily cap.

  • One master account
  • Caps auto-enforced
  • Zero cash on site

"Managing cash across 15 project sites was a nightmare. With Pazy UPI, everything flows through one account. We finally have visibility into where every rupee goes."

Banwari · Finance Manager, GM Buildcon
Site accounts · todayLive
S7
Site 7 · WhitefieldCap ₹50,000/day · used ₹31,200
Within cap
S3
Site 3 · HennurDiesel · ₹18,500 · 06:41 am
Paid via UPI
S1
Site 1 · SarjapurLabour advance · ₹42,000
Awaiting PM
S5
Site 5 · Mysuru RdCap breach attempt · ₹64,000
Blocked
Where UPI stops, cards start

Site spend isn't only petty cash. Pazy covers the rest.

Purchase managers on cards, engineers claiming site travel — same approvals, same ledger, same audit trail.

Corporate cards with rules that hold.

Issue physical or virtual cards to purchase managers and site heads — then let the policy do the policing.

  • MCC-level control — allow hardware and fuel merchants, block the rest
  • Per-card limits that double as budgets, changed in seconds
  • Mandatory receipts collected at swipe, not chased at month-end
  • One master account — zero manual top-ups per site
0.55%
cashback on card spend, across every site
See corporate cards

Site travel, claimed and closed.

Engineers cover 200 km across four sites a week. Pazy turns that into a claim they file from a phone and you approve in a tap.

  • Automatic mileage — distance-based capture with your own rates
  • Policy checks live at submission, not after payout
  • WhatsApp and mail capture for every receipt
  • Bulk payouts straight from your bank, synced to Tally
70%
less time spent reviewing receipts
See reimbursements
Full 3-way match

Paid ≠ received ≠ ordered. Until now.

Matched against PO and GRN before approval — not discovered at audit.

  • WhatsApp capture
  • Deviations held pre-payment
  • GSTR-2B checked
How PO and GRN matching works
Site 7 · engineer forwards the RA bill
3-way match · INV-8841Auto
PO-2214TMT steel · 12 MT @ ₹52,400
✓ Matched
GRN-1090 · Gate 2Received 12 MT · 09:15 am
✓ Matched
INV-8841 · Shree SteelsBilled 12 MT @ ₹54,500
+4% rate
⚑ Held for review — rate above PO. Routed to project head with all three documents attached.
Ageing, retention & TDS

Long payable cycles, fully visible.

Pay on your terms, hold exactly the right retention.

  • Ageing per project
  • Retention per RA bill
  • TDS certificates ready
See vendor management
Payables ageing · all projects₹4.86 Cr open
0–30 d
₹2.31 Cr
31–60 d
₹1.54 Cr
61–90 d
₹0.77 Cr
90+ d
₹0.24 Cr
R
Retention held · RA billsAcross 6 subcontractors
₹38.4LOn schedule
Project-wise books

Ask "what did Site 7 cost this month" — and get an answer.

Every payment carries its project, so site P&L is a glance.

  • Project cost heads
  • Real-time Tally posting
  • ITC across GSTINs
See all integrations
Project spend · SeptemberSynced to Tally
S7
Site 7 · WhitefieldSteel 44% · Cement 21% · Labour 18%
₹1.42 Cr▲ on plan
S3
Site 3 · HennurFinishing stage · 61 vendors
₹86.0L▲ on plan
S1
Site 1 · SarjapurFoundation · 12 vendors
₹64.5L6% over
The product, running

From WhatsApp photo to Tally voucher.

Builders on Pazy
"Before Pazy, site managers carried lakhs in cash. Now they just scan and pay. Safer, faster, and fully tracked."
Habib RahemanChief Financial Officer, Atmos Lifestyle · 8 sites across Karnataka
₹0
cash carried on site since moving petty cash to Pazy UPI
15 sites
GM Buildcon's petty cash, flowing through one account
One platform, not five tools

The Pazy stack builders actually use.

Every module runs on the same ledger, the same approvals and the same audit trail — turn on what your sites need.

95%
bill capture accuracy — straight from site WhatsApp groups
75%
faster book closing across projects
₹200 Cr+
saved in input tax credit
100+ hrs
saved per month on bill processing
Posts to the books you already keep
Tally Zoho Books NetSuite Oracle Fusion Odoo
Frequently asked questions

What construction finance teams ask us first.

Our engineers are on site, not on laptops. How do bills reach Pazy?

The way they already move — WhatsApp. Site teams forward the bill photo to the project's group; Pazy reads it at 95% accuracy, tags the site, and starts the match. Approvals happen on the phone too — the project head sees the bill, PO and GRN side by side and taps approve.

Can we run petty cash without giving engineers cash or company cards?

Yes — that's the point. Each site gets a virtual account under one master account, with daily caps and category rules. Engineers pay by UPI scan; you top up centrally. Every transaction lands in the right project's books with a receipt trail.

Can purchase managers have cards instead — with limits we control?

Yes. Issue physical or virtual cards per site or per manager, set per-card limits that act as budgets, and use MCC-level control to allow hardware and fuel merchants while blocking everything else. Receipts are mandatory at swipe, and card spend earns 0.55% cashback.

We hold retention and deduct contractor TDS on every RA bill. Does Pazy handle that?

Retention is computed and held per RA bill and released on the milestones you set. Contractor TDS is deducted per the applicable section at payment, with certificates and an audit trail ready for your CA — no spreadsheet reconstruction at year end.

Does Pazy work with our POs and gate-entry GRNs?

Yes. POs sync from your ERP or live in Pazy; GRNs come from gate entry, your warehouse system, or an API. Every invoice is matched three-way against both, line by line, with deviation alerts before approval.

We close books site-wise in Tally. Will this fit?

Pazy posts every transaction to Tally with its site and cost head as it happens — vouchers, TDS, GST and retention included. Most construction teams are live in under a week, and month-end becomes review, not data entry.

Bring one RA bill and its PO. We'll match it live.

A 30-minute demo on your own site's paperwork — capture, match, approval and Tally, end to end.

Get a Demo

With Pazy work smarter, not harder

Start automating tasks today and give your team more time to focus on what matters.

With Pazy
work smarter,
not harder

Start automating tasks today and give your team more time to focus on what matters.

With Pazy work smarter, not harder

Start automating tasks today and give your team more time to focus on what matters.