Every idle rupee, earning.
Park surplus cash across 4,000+ SEBI-regulated funds. Redeem any business day.
AMFI-registered · ARN-364831
Units in your company's name
+ 39 more fund houses
What is your current account not paying you?
Most Indian businesses hold weeks of payroll, GST and vendor float in accounts that pay nothing. Move the slider — this is what that float could earn instead.
Every option so far made you choose: returns, access or sanity.
Fully liquid. Fully idle.
Every rupee above your operating buffer earns nothing — while the bank lends it out at 9%+. DICGC insurance covers just ₹5 lakh of it.
Committed, not available.
Your surplus is tied to a tenure you picked in advance. Break it early and most banks levy a premature-withdrawal penalty on the interest you'd earned.
Great advice. Zero integration.
A dealing desk works on phone calls and PDFs. No maker-checker, no view next to your payables, and month-end entries are still your problem.
| Current account | Fixed deposit | Broker / dealing desk | Pazy Treasury | |
|---|---|---|---|---|
| Returns on surplus | 0% | 6–7% p.a., fixed tenure | Market-linked | Up to ~7%* p.a., market-linked |
| Access to cash | Instant | Locked for the tenure; penalty on premature exit | T+1, over phone/email | T+1 to your bank account, self-serve |
| Approvals & control | Bank maker-checker | Branch visits, paper | Phone calls & trust | Maker-checker, roles & limits — like your payments |
| Books & audit trail | Manual | Manual entries | Manual entries from contract notes | Auto-posted to Tally / your ERP, full audit trail |
| Choice | — | Your bank's rates | What the desk suggests | 4,000+ funds, filtered by rating, risk, liquidity, returns |
From idle to earning in four steps.
KYC, once
Company KYC and board resolution, done digitally with our team. Live in days, not months.
Pick your funds
Screen 4,000+ funds by rating, risk, liquidity and returns — or start from a treasury policy template.
Approve & invest
Maker-checker approvals, roles and limits — exactly like your payments. Money moves from your bank via BSE.
Track & redeem
One dashboard for cash and investments. Redeem any business day — funds hit your bank account by T+1.
Your money never touches Pazy.
Pazy is the workflow and the window — never the custodian. Every order is executed on BSE's mutual fund platform, and units are held in your company's name with the fund house.
Money leaves your account only after your own maker-checker approval.
India's largest mutual fund platform executes and settles the order.
Units are allotted in your company's name. Redemptions settle straight back to your bank.
Partner exchange · BSE StAR MF
AMFI-registered · ARN-364831
SEBI-regulated mutual funds
SOC 2 Type II platform
Filter like a treasury desk, not a fund brochure.
Every fund on BSE StAR MF, screened by what CFOs actually care about — credit quality, risk label, time-to-cash and consistency of returns.
| Fund | Category | Risk label | Time to cash | 1Y return |
|---|
The first treasury that closes its own books.
Fund-parking apps stop at the transaction. Pazy Treasury runs on the same rails as your payments — approvals, audit trail and accounting included.
Approvals, exactly like payments
Makers propose, checkers approve. Roles, limits and board-policy caps enforced on every investment and redemption — no WhatsApp instructions to a dealer.
Entries post themselves
Every purchase, redemption and gain lands in Tally, Zoho or your ERP as it happens — valuation and P&L handled. Month-end stays month-end.
One view of every rupee
Bank balances, fund holdings, pending approvals and upcoming payables on one screen — so you park exactly what's surplus, never what's needed on Friday.
A specialist, not a sales desk
A dedicated treasury specialist helps you write an investment policy, pick categories and set limits — the concierge experience, minus the paperwork.
Guarded like the money it moves.
SOC 1 Type II
Independently audited controls over financial reporting, completed by an external firm.
ISO 27001
Certified to the international standard for information security management.
SOC 2 Type II
Continuously audited controls for security, availability and confidentiality.
Everything a CFO would ask. Answered straight.
Where does our money actually sit?
With the fund house (AMC), in units held in your company's name — never with Pazy. Orders and settlements run through BSE StAR MF, India's largest mutual fund order-routing platform. If Pazy disappeared tomorrow, your holdings would be untouched — you could operate them directly with the AMC or via BSE.
How quickly can we get the money back?
Redemptions placed on a business day settle back to your registered bank account by the next business day (T+1) for overnight, liquid and most debt categories. Many liquid funds also support instant redemption of up to ₹50,000 per day per investor for emergencies.
What returns should we expect — and can we lose money?
Overnight funds have historically returned ~5.4% and liquid funds ~6.5% over the last year (category averages, Sep 2026). These are market-linked, not guaranteed. Overnight and liquid funds hold very short-maturity, high-credit-quality instruments, so day-to-day volatility is minimal — but unlike an FD, returns are not contractual, and in rare credit events a fund's value can fall.
Is there a minimum? What does it cost?
You can start with as little as ₹1 lakh, though treasury programs typically begin at ₹50 lakh+. Pazy charges no platform fee for Treasury at launch — as an AMFI-registered distributor we earn a commission from the fund house, disclosed to you upfront, exactly as regulations require.
Who approves investments? Can we enforce our treasury policy?
You define roles, makers and checkers, per-transaction and per-category limits — the same controls you use for payments on Pazy. Every action is logged in an audit trail your auditors can read.
How is this different from a broker or wealth desk calling us?
A dealing desk gives you advice over the phone and a PDF at month-end. Pazy gives you execution with maker-checker control, live visibility next to your payables, automated accounting entries, and a specialist when you want judgment. Distribution, not portfolio management — you stay in control.
Your surplus has been working for the bank.
Time it worked for you.
Talk to a treasury specialist — we'll map your idle cash and draft an investment policy in one call.
Talk to a treasury specialist → 30 minutes · Your auditors will approve · No commitment*Liquid fund category average 3-year annualised return as of September 2026 (source: AMFI / AMC factsheets). Returns are stated gross, before any applicable taxes. Past performance is not indicative of future returns. Pazy is an AMFI-registered mutual fund distributor (ARN-364831); transactions are executed via BSE StAR MF. Pazy distributes mutual funds and does not provide investment, tax or legal advice, or portfolio management services. Mutual fund investments are subject to market risks. Read all scheme related documents carefully.